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Real Estate Dictionary: Charlottesville, Crozet, Earlysville and Albemarle County, Virginia home buying, real estate listings, and homes for sale in Albemarle County, VA

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Thomas J. Seeley, REALTOR�, real estate agent and broker for Charlottesville, Crozet, Earlysville and Albemarle County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Thomas J. Seeley
Real Estate III
2507 Montgomery Ridge Road
Charlottesville, VA. 22911
Licensed to Sell Real Estate in Virginia
Direct Phone: 434-981-9850
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